As many of us do, before blindly purging Spam folders, you scan for senders that may have been dumped there inadvertently by the Spam filters. Other than a larger amount of emails that are unreadable for a number of reasons, you don’t notice anything unusual.
But wait, what’s this email from the New York State Department of Transportation - “I am in arrears and that I should follow the embedded link to resolve issues.” Since you were in New York State just weeks before, you pause but click on the link in the email anyway.
DO NOT FOLLOW THESE NEXT STEPS. They are for illustration only.
Thankfully, anti-virus software, in this case AVG, was running and up-to-date on the test laptop because…

Wham-o! The Blackhole Exploit. This email is not from the New York State Department but it’s a phishing attack and AVG detected and blocked the malware.
But what would happen if anti-virus software is not running?